Published coverage
What to distinguish in AUL's offer
AUL SNI is one program within Protective's portfolio. The page lists optional business use and vehicle modifications, which must be selected and accepted rather than assumed for every contract.
Check the official product information. The linked official product information was checked October 18, 2026. This overview has not reviewed a complete consumer agreement and state amendment for the offered plan.
Plans and prices
What does AUL cost?
No comparable vehicle-specific price was established in this overview. Request the full contract price and separate any financing cost or maintenance package.
The details to check
How coverage and claims work
- Who handles claims and is responsible for payment
- The legal provider, claims administrator and any backing insurer must be identified in the offered agreement. This overview does not verify every entity or state variant.
- Which sample contract we could check
- The linked official product information was checked October 18, 2026. This overview has not reviewed a complete consumer agreement and state amendment for the offered plan.
- Vehicle eligibility
- Not established for your vehicle. Obtain written acceptance of its age, mileage, title, modifications, use and state.
- Claim process
- Not verified for an offered form. Ask who must authorize diagnosis, teardown and repair, whether the shop is eligible, and who pays it.
- Waiting period
- Not verified for an offered form. Confirm both time and mileage requirements and the effective date in writing.
- Cancellation and transfer
- Not verified for an offered form. Request the refund calculation, claims deductions, fees and state amendment. Ask whether a private sale is eligible for transfer, and whether a deadline or fee applies.
Where to buy and California availability
The reviewed AUL page is a dealer-program description hosted by Protective. The selling dealer must supply the consumer form; this is not an independent comparison of all AUL products.
California availability has not been established for an offered form in this overview. Confirm the permitted seller, legal product and state-specific agreement directly; a national product page is not proof of eligibility.
Public sample forms and review limits
Links checked October 18, 2026. These are examples, not an offer for your vehicle. Upload dates do not prove a form is current. Ask for the agreement and state amendment you would sign.
No complete consumer agreement was reviewed for this overview. The sources below establish the published product information only; they do not settle the obligor, exclusions, refund or payment terms of your offer.
Licensing and enforcement: evidence and limits
This review has not independently verified current registration numbers, expiry dates or a complete enforcement record. We do not treat a marketplace badge or the absence of a reported case here as a clean regulatory record. Check the legal entity named in your agreement with your state regulator; a registration is not an endorsement of the plan.
Texas service contract regulator · State regulator information.
Before paying
What to check before you buy
- Does the quote use the SNI program reviewed here, and which use or modification options have been selected and paid for?
- Compare the full price, deductible and payment limits for the same vehicle and coverage period.
Sources reviewed
Check the current documents
- AUL SNI pre-owned vehicle protection planProtective Asset Protection
Official product information checked October 18, 2026. Source document dates and review limits are stated above. The current quote, agreement and state-specific form take priority.