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50 metro profiles

Auto warranty value and repair costs by city

A fixed-price warranty can be more valuable where repairs cost more. Explore modeled labor rates and transparent weather exposure indicators across major US metro areas.

Vehicles representing extended auto warranty costs and repair prices across 50 US cities
Compare extended auto warranty value and local repair costs across 50 US cities.

The comparison point

Location changes the bill, not the contract

A provider can quote the same plan price in two cities while local labor moves the break-even repair in opposite directions. We keep parts benchmarks constant and change the labor model, which makes the geographic effect visible without claiming every shop charges the midpoint.

Climate figures sit beside the cost model as context only. They are useful for asking sharper coverage questions, but they are not converted into a breakdown probability.

Browse all 30 state profiles
Atlanta, GAHot Humid climate profileIndependent labor model$154/hrDealer labor model$203/hrAustin, TXHot Humid climate profileIndependent labor model$148/hrDealer labor model$196/hrBaltimore, MDFreeze Thaw climate profileIndependent labor model$149/hrDealer labor model$197/hrBirmingham, ALHot Humid climate profileIndependent labor model$143/hrDealer labor model$188/hrBoston, MACold Snow Salt climate profileIndependent labor model$170/hrDealer labor model$224/hrBuffalo, NYCold Snow Salt climate profileIndependent labor model$137/hrDealer labor model$180/hrCharlotte, NCHot Humid climate profileIndependent labor model$150/hrDealer labor model$198/hrChicago, ILCold Snow Salt climate profileIndependent labor model$153/hrDealer labor model$202/hrCincinnati, OHFreeze Thaw climate profileIndependent labor model$144/hrDealer labor model$191/hrCleveland, OHCold Snow Salt climate profileIndependent labor model$149/hrDealer labor model$197/hrColumbus, OHFreeze Thaw climate profileIndependent labor model$130/hrDealer labor model$172/hrDallas, TXHot Humid climate profileIndependent labor model$144/hrDealer labor model$190/hrDenver, COFreeze Thaw climate profileIndependent labor model$169/hrDealer labor model$223/hrDetroit, MICold Snow Salt climate profileIndependent labor model$152/hrDealer labor model$201/hrGrand Rapids, MICold Snow Salt climate profileIndependent labor model$146/hrDealer labor model$192/hrHouston, TXHot Humid climate profileIndependent labor model$142/hrDealer labor model$187/hrIndianapolis, INFreeze Thaw climate profileIndependent labor model$142/hrDealer labor model$187/hrJacksonville, FLHot Humid climate profileIndependent labor model$142/hrDealer labor model$187/hrKansas City, MOFreeze Thaw climate profileIndependent labor model$148/hrDealer labor model$195/hrLas Vegas, NVHot Dry climate profileIndependent labor model$143/hrDealer labor model$189/hrLos Angeles, CAMild Coastal climate profileIndependent labor model$165/hrDealer labor model$217/hrLouisville, KYFreeze Thaw climate profileIndependent labor model$134/hrDealer labor model$177/hrMemphis, TNHot Humid climate profileIndependent labor model$142/hrDealer labor model$187/hrMiami, FLHot Humid climate profileIndependent labor model$144/hrDealer labor model$191/hrMilwaukee, WICold Snow Salt climate profileIndependent labor model$161/hrDealer labor model$212/hrMinneapolis, MNCold Snow Salt climate profileIndependent labor model$163/hrDealer labor model$215/hrNashville, TNHot Humid climate profileIndependent labor model$150/hrDealer labor model$198/hrNew Orleans, LAHot Humid climate profileIndependent labor model$140/hrDealer labor model$185/hrNew York, NYFreeze Thaw climate profileIndependent labor model$160/hrDealer labor model$211/hrNorfolk, VACoastal Wet climate profileIndependent labor model$155/hrDealer labor model$204/hrOklahoma City, OKHot Humid climate profileIndependent labor model$142/hrDealer labor model$188/hrOrlando, FLHot Humid climate profileIndependent labor model$139/hrDealer labor model$183/hrPhiladelphia, PAFreeze Thaw climate profileIndependent labor model$152/hrDealer labor model$200/hrPhoenix, AZHot Dry climate profileIndependent labor model$148/hrDealer labor model$196/hrPittsburgh, PACold Snow Salt climate profileIndependent labor model$137/hrDealer labor model$181/hrPortland, ORCoastal Wet climate profileIndependent labor model$171/hrDealer labor model$226/hrProvidence, RICold Snow Salt climate profileIndependent labor model$142/hrDealer labor model$187/hrRaleigh, NCHot Humid climate profileIndependent labor model$145/hrDealer labor model$191/hrRichmond, VAFreeze Thaw climate profileIndependent labor model$137/hrDealer labor model$181/hrRochester, NYCold Snow Salt climate profileIndependent labor model$150/hrDealer labor model$197/hrSacramento, CAHot Dry climate profileIndependent labor model$177/hrDealer labor model$233/hrSalt Lake City, UTCold Snow Salt climate profileIndependent labor model$137/hrDealer labor model$180/hrSan Antonio, TXMixed climate profileIndependent labor model$135/hrDealer labor model$178/hrSan Diego, CAMild Coastal climate profileIndependent labor model$166/hrDealer labor model$219/hrSan Francisco, CAMild Coastal climate profileIndependent labor model$196/hrDealer labor model$258/hrSeattle, WACoastal Wet climate profileIndependent labor model$167/hrDealer labor model$220/hrSt. Louis, MOHot Humid climate profileIndependent labor model$147/hrDealer labor model$195/hrTampa, FLHot Humid climate profileIndependent labor model$139/hrDealer labor model$183/hrTucson, AZHot Dry climate profileIndependent labor model$135/hrDealer labor model$178/hrWashington, DCFreeze Thaw climate profileIndependent labor model$172/hrDealer labor model$227/hr