Local cost reading
What the Houston numbers change
An independent shop charging the Houston midpoint bills $1,135 for eight hours before touching the parts shelf. The underlying $142 hourly rate is $6 below the 50-metro median.
Dealer labor adds another $45 per hour over the independent midpoint. I would check the plan's labor allowance before assuming an approved dealer repair is paid in full.
Temperatures reach 90°F on roughly 111 days. That makes cooling-system wording worth reading closely, but the weather record cannot tell us whether a particular compressor will fail.