Coverage, cost and the fine print

Compare auto warranty plans.

Start with the parts you want covered, then compare the full price, deductible and limits over the same term. A cheaper plan can leave you paying more if it excludes the repair or caps your shop's labor rate.

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What to check before you shortlist a plan

Start with the car. Check remaining factory coverage and recalls by VIN. An absence of complaint reports does not prove a car is trouble-free. Our public-record audit explains what those records can and cannot tell you.

Then test the contract. Match the exact covered part to a repair you want protection against. Compare its payout limits and labor allowance with your shop's estimate. Our labor-cost study shows why the deductible may not be your whole bill.

Use the cost calculator to test a repair scenario against the full plan price. It does not predict which repairs your car will need.

Provider research reviewed September 14, 2026.
Guide updated September 18, 2026.

We may earn a commission if you buy through our links. How we are paid. Direct Chaiz purchases are not available in California.

Start with a shortlist

Best plans for different needs.

Our editorial picks based on published coverage and vehicle fit. Compare your actual quote before choosing.

Best for broad coverage

Endurance

Supreme

A broad mechanical and electrical plan for drivers who want protection beyond the major assemblies.

Why it stands outIncludes listed navigation, backup-camera and blind-spot components.

Coverage gapBrake pads are excluded, even with this broader coverage.

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This opens Chaiz's general comparison, not an Endurance quote.

Best for higher mileage

Omega Auto Care

Powertrain Enhanced

A useful shortlist for an older car: the powertrain family accepts eligible vehicles with under 250,000 miles.

Why it stands outAdds fuel pumps, cooling fans and window/door motors to core coverage.

Coverage gapSteering racks, suspension and brakes/ABS are outside this tier.

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Best for core systems + A/C

Express Service Protection

Enhanced Powertrain

A focused package for the engine, transmission and drive axles, with useful extras such as air conditioning.

Why it stands outIncludes the radiator and fuel injectors alongside listed A/C parts.

Coverage gapStandalone leaking seals/gaskets need an eligible, paid coverage option.

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“Best for” reflects the use case above, not a rating of claims service or the lowest price. Vehicle age, mileage and state still determine eligibility. Logo links and buttons compare available options on Chaiz; they do not preselect these plans or guarantee their availability there.

The plan-by-plan comparison

41 providers. The details behind the plan names.

Search by company, plan or a part you care about. Compare covered systems, useful extras and the parts each plan leaves out.

Ready for a quote? Start with available marketplace options → This research directory covers more providers than Chaiz sells. Logo links open its general comparison; they do not quote or select the provider shown.

Search plans or partsProviderCoverage

208 plans and programs · 41 providers

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Auto warranty plans: coverage, important limits and a cost comparison tool. Providers appear alphabetically.
Plan	What the plan covers	Coverage highlights & gaps
Aegis AdministrationIndependent coverage provider Programs may accept odometer readings up to 250,000 miles; final tier depends on vehicle and state.
Mileage MaxPowertrain	Engine, turbo/supercharger, transmission, transfer case, drive axle, seals and gaskets.	Turbo/supercharger and transfer-case protection are included alongside the engine and transmission; seals and gaskets are also named. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Extra MilePowertrain plus	Mileage Max plus A/C and heating, cooling, fuel, electrical and limited steering.	The published steering protection is limited to the power-steering pump; do not assume a failed steering rack is included. Eligibility & terms Steering protection is limited to the power-steering pump in the marketplace description; confirm form.
Total AssureBroad stated component	Extra Mile plus brakes, suspension, wider steering and limited hybrid/EV components.	Adds brakes and suspension. Hybrid/EV protection is limited to specified components; it is not a promise to replace the traction battery. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Ultimate CareExclusionary	Assemblies and parts except items excluded by the agreement.	Uses an exclusionary agreement rather than a fixed component list; the provider’s public summary does not identify every excluded part. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Ally Premier ProtectionDealer / independent coverage program Vehicle propulsion determines the eligible family. Ally lists Major Guard, Major Guard Plus and Major Guard EV as unavailable in Washington. Confirm availability for your state and chosen product.
Essential GuardNamed mechanical components	Engine, transmission, front/rear/all-wheel drive, steering, brakes, electrical, engine cooling and electronic climate control.	Conventional gas/diesel; no suspension or Feature Guard safety/technology suite.
Feature GuardTechnology and safety	Instrument display, electronic climate controls, airbags/crash sensors, cameras, lane warnings, HUD, heated/cooled seats, keyless entry, audio and sun/moonroof.	Factory equipment; excludes engine, transmission and ordinary mechanical systems.
Major GuardExclusionary	Broad mechanical, electrical, safety and technology coverage, including suspension and steering.	Gas/diesel and traditional hybrids. Propulsion battery pack is not included.
Major Guard PlusExclusionary plus specified wear	Major Guard with listed battery, brake pads/rotors, bulbs, filters, belts/hoses and wiper benefits.	Adds one 12-volt battery replacement and one brake-pad/rotor replacement to Major Guard; these are limited wear benefits. Eligibility & terms Specified replacement limits; conventional gas/diesel and traditional hybrids.
Major Guard EVEV exclusionary	Broad EV/PHEV mechanical and technology coverage, including electric drive unit, thermal systems and propulsion battery pack.	For BEVs and PHEVs. Check the battery-failure terms; unlimited protection against battery capacity loss is not confirmed.
Major Guard EV PlusEV exclusionary plus specified wear	Major Guard EV plus listed 12-volt battery, brake pads/rotors, bulbs, filters, belts/hoses and wiper benefits.	Adds one 12-volt battery and one brake-pad/rotor replacement to EV coverage; the propulsion battery is a separate covered component. Eligibility & terms BEV/PHEV; maintenance items and replacement counts depend on the contract.
Alpha WarrantyIndependent coverage provider Vehicle, fuel type and selected option determine eligibility; unlimited refers to the offered term's mileage provisions.
A La Car / A La Car UnlimitedConfigurable powertrain	Engine, transmission and cooling; add-on groups include A/C, drive axle, electrical, fuel and seals.	A/C, electrical, fuel and seals are configurable additions. Current web entry mileage reaches 200,000; the older brochure says 175,000. Eligibility & terms Current web: up to 15 years/200,000 entry miles.
A+ / A+ UnlimitedBroad named component	More than 260 listed components across powertrain, cooling, drive axle, brakes and suspension.	Covers more than 260 named components, rather than every part. The reviewed brochure limits entry to 15 years/175,000 miles. Eligibility & terms Reviewed brochure: up to 15 years/175,000 entry miles.
A+ Enhanced optionOptional component expansion	Additional radiator/heater, injectors/fuel tank and suspension bearings, hubs, arms and ball joints.	Adds specified fuel-tank/injector and suspension items such as hubs and ball joints; it must be selected on an eligible A+ agreement. Eligibility & terms An option on the eligible A+ agreement.
IntelliCare AdvancedNamed component	Mechanical/electrical component coverage with optional Advanced Plus, Computers and Hi-Tech groups.	Computers and Hi-Tech are optional groups. Compare their selections before assuming cameras or control modules are included. Eligibility & terms Up to 10 model years/125,000 entry miles.
IntelliCare PremierExclusionary	Exclusionary coverage including Advanced Plus, Computers and Hi-Tech systems, such as cameras, ADAS and control modules.	Includes the Advanced Plus, Computers and Hi-Tech groups, with items such as cameras and ADAS; published entry limits are 10 years/100,000 miles. Eligibility & terms Up to 10 model years/100,000 entry miles.
Amber (AmberCare)Independent coverage provider Current homepage: Tesla Model S/X/3/Y under 200,000 miles, US except Alaska; inspection required before immediate activation. This conflicts with older directory state limits.
AmberCare BasicsTesla electronics and body systems	Media/control modules, charging system, thermal management, cameras, door/window/seat motors and other named components.	High-voltage battery packs and drive units are excluded; this plan focuses on other Tesla electronics, charging, thermal and body-control components. Eligibility & terms Excludes the high-voltage battery pack and drive units.
AmberCare EssentialsTesla battery/drive focus	High-voltage battery and drive units plus listed HV components such as chargers, contactors, BMS, heat pump and A/C compressor.	Does not include every Basics component; this is not a strictly cumulative tier.
AmberCare PremiumCombined Tesla coverage	Combines Basics and Essentials.	Excludes maintenance/wear items, low-voltage battery, charging accessories, seals/gaskets and listed suspension/mechanical parts.
American Dream Auto ProtectIndependent coverage provider American Dream advertises coverage for vehicles up to 20 years and/or 200,000 miles. Confirm your vehicle's eligibility and state availability in a quote.
SilverPowertrain plus	Engine, transmission, drive axle, transfer case, water pump, A/C, starter/alternator, power windows, fuel pump/injectors and radiator.	Includes fuel injectors, radiator and power-window components, but the current matrix does not include steering, suspension or brakes/ABS in Silver. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
GoldStated component	Silver plus steering.	The provider's current comparison does not show suspension, brakes/ABS or navigation as covered by Gold.
PlatinumBroad stated component	Gold adds suspension, brakes/ABS electronics, navigation/backup camera, differential assembly, seals and gaskets.	The published comparison does not establish exclusionary coverage. Check the agreement's covered-parts list and exclusions.
American Guardian Warranty Services (AGWS)Independent coverage provider Compass Protection Plan advertises up to current calendar year plus 20 / 200,000 miles. This ceiling applies to that program; other AGWS programs have separate eligibility criteria.
Compass Protection Plan BronzePowertrain plus	Engine, transmission, drive axle, A/C and electrical components.	Hybrid battery protection is an add-on. Enhanced technology requires 100,000 miles or less, and Bronze does not include trip-interruption reimbursement. Eligibility & terms Enhanced technology requires eligible vehicles at or below 100,000 miles.
Compass Protection Plan SilverBroad stated component	Bronze plus engine cooling/fuel, front suspension, steering, brakes, and broader drivetrain, A/C and electrical coverage.	Seals/gaskets are included up to 100,000 miles. Hybrid battery protection is optional, and enhanced technology/safety options have a 100,000-mile limit. Eligibility & terms Seals/gaskets included up to 100,000 miles; hybrid battery and technology options are conditional.
Compass Protection Plan PlatinumExclusionary	Mechanical repairs except listed exclusions.	The lighting package and snowplow protection are optional surcharges; exclusionary coverage does not automatically include those packages. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Compass Protection Plan Platinum IIExclusionary variant	Exclusionary mechanical protection; the public summary groups it with Platinum.	Variant-specific differences are not published in the summary; inspect the exact form.
Compass Protection Plan Platinum WrapExclusionary wrap	Exclusionary protection coordinated with existing coverage.	Lighting and snowplow packages are paid options. The public summary does not spell out the Wrap variant’s powertrain exclusions. Eligibility & terms Check how this plan works alongside your existing warranty and which parts the wrap agreement excludes.
Compass BasicPowertrain	Engine/water pump, transmission, drive axle and transfer-case internals.	A/C, electrical and seals/gaskets require optional coverage. A transfer-case housing qualifies only when damaged by a listed internal part. Eligibility & terms A/C, electrical, seals/gaskets, commercial use and modified vehicles are options.
Complete Coverage PowertrainPowertrain	Engine/water pump, transmission/transaxle and drive axle; transfer case where selected.	Standalone leaking seals are not included; seals/gaskets qualify with a covered breakdown. Turbo, diesel and EV/hybrid protection must be selected. Eligibility & terms Turbo/diesel/EV-hybrid configurations require the appropriate selection.
Complete Coverage PlusPowertrain plus	Powertrain plus power steering, starter/alternator/wiper motors and primary brake components.	Includes steering racks/pumps, starter/alternator and brake calipers/master cylinder; ABS components are not in this tier’s named brake list. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Complete Coverage PowerStated component	Plus adds A/C and wider electrical, including modules, window motors and instruments.	Includes fuel injectors, wiring harnesses, engine/body control modules and power-window regulators, as well as A/C components. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Complete Coverage PremierBroad stated component	Power adds ABS/brakes, front/rear suspension, cooling, ventilation, fuel and failed seals/gaskets.	Adds ABS hardware, active-suspension controls and radiator/heater core. Failed seals/gaskets for covered parts qualify without another covered repair. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Complete Coverage ExclusiveExclusionary	Breakdown repairs except listed exclusions.	Uses exclusionary breakdown coverage; its published summary applies the deductible per repair visit, rather than separately to each covered part. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Compass EV ProtectionEV exclusionary	EV breakdown protection and associated roadside/transport benefits.	EV battery repair/replacement is an optional surcharge; home charger benefit is not in every contract or California.
Compass Tech+ Level 1Technology only	Infotainment, navigation, touchscreen, cameras, parking/lane/blind-spot sensors and adaptive cruise controls.	This is not complete engine/transmission coverage.
Compass Tech+ Level 2Technology plus	Level 1 plus A/C, starter/alternator, control modules, wiring and power window/door hardware.	Adds A/C compressor/evaporator, wiring harnesses and power-window regulators to Level 1’s screens, cameras and driver-assistance electronics. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Compass Tech+ Level 3Broader technology	Level 2 plus ABS controls, fuel management, emissions sensors, cooling controls and power comfort equipment.	Adds ABS pumps/sensors, fuel injectors and EGR/oxygen sensors, plus heated-seat and powered-roof components. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Your Plan BasicService-lane powertrain	Engine/water pump, transmission, transfer case and drive axle.	Names the water pump and transfer case; the public description does not confirm standalone coverage for leaking seals or gaskets. Eligibility & terms Sold through participating service departments; quoted eligibility applies.
Your Plan Platinum IIService-lane exclusionary	Exclusionary breakdown protection including qualifying wear beyond manufacturer specifications.	Public program advertises vehicles up to 7 years / 80,000 miles.
Compass Advantage Lifetime Engine-OnlyDealer limited warranty	Engine plus associated seals/gaskets.	Dealer-branded lifetime program; not equivalent to an independently purchased broad VSC.
Compass Advantage Lifetime PowertrainDealer limited warranty	Engine, transmission and drive axle plus associated seals/gaskets.	Adds transmission and drive-axle protection to Engine-Only coverage, with seals/gaskets, taxes and fluids included. The dealer’s warranty defines lifetime and maintenance requirements. Eligibility & terms Dealer program with its own maintenance and eligibility conditions.
Compass Advantage 10 Years/200,000 Miles PowertrainDealer limited warranty	Engine, transmission and drive axle plus associated seals/gaskets.	10-year / 200,000-mile program subject to the dealer agreement.
Compass Advantage Platinum WrapDealer wrap	Exclusionary mechanical protection supplementing the base coverage.	Used vehicles only in the published program.
Assurant Vehicle CareDealer / independent coverage program Vehicle Care brochure describes vehicles up to 15 years/200,000 miles, with state/dealer variations. EV One separately markets new/used EV eligibility up to 8 years/80,000 miles and coverage options reaching 200,000 miles.
PowertrainNamed components	Engine, transmission/CVT, drive assemblies, seals and specified hybrid motors/inverters.	Propulsion batteries excluded in the cited Vehicle Care brochure.
StandardExpanded named components	Powertrain plus suspension, steering, brakes/ABS, fuel, electrical, A/C/cooling, airbags/seatbelts and listed hybrid/EV controls.	Named systems; rear-wheel steering excluded from its steering schedule.
PremiumExclusionary	Broad breakdown protection with high-tech, entertainment, safety/security and convenience equipment.	Maintenance, propulsion batteries, cosmetics and specified components excluded.
Premium PlusExclusionary plus specified wear	Premium with specified brakes, starting battery, bulbs, belts/hoses, plugs, wipers and alignment.	Replacement caps; battery wear benefit excludes lithium-ion/hybrid batteries.
TechnologyTechnology and safety	Navigation, screens/audio, connectivity, adaptive cruise, cameras, autonomous braking, blind-spot and lane/parking systems.	Not mechanical powertrain protection.
Technology Plus Vehicle Service ContractTechnology and specified wear	Technology/safety protection including blind-spot detection, adaptive cruise and HUD, with specified brake pads, battery and wipers.	Pairs blind-spot/adaptive-cruise coverage with specified brake-pad, battery and wiper benefits; a smartphone-repair benefit is also advertised. Eligibility & terms A separate, newer service contract. Check its own covered-parts list; the Technology and Premium Plus lists may differ.
EV One ProtectionEV battery and specified maintenance	Traction lithium-ion battery protection, with specified wear/maintenance benefits.	Vehicle and battery eligibility terms apply. Full-vehicle exclusionary coverage is not confirmed by the available product information.
Monthly Service ContractMonthly VSC product; schedule unpublished	Currently marketed monthly Vehicle Care service contract.	Coverage levels and covered mechanical parts are not specified on the public product page. Ask for the full agreement before comparing this plan.
AULDealer program · a Protective brand AUL offers several dealer programs for pre-owned vehicles. Eligibility differs by family and tier; historic 'any year/any mileage' marketing is not a universal Reserve limit.
SNI PowertrainPowertrain	Engine, transmission/transaxle, transfer case, drive axle, turbocharger and selected hybrid/electric parts.	Standalone seal/gasket coverage requires the selected surcharge and fewer than 125,000 miles at purchase under the current program summary. Eligibility & terms Separate seal/gasket option may require a surcharge.
SNI VintagePowertrain plus	Powertrain plus power steering, air conditioning and electrical groups.	Adds named power-steering, A/C and electrical components to Powertrain; the step to Domain specifically adds the brake group. Eligibility & terms Named components and chosen options govern claims.
SNI DomainExpanded named component	Vintage plus the brake group.	The step from Vintage adds the brake group. The public summary does not specify a brake-pad or rotor benefit. Eligibility & terms Brake coverage follows the named component schedule; the public summary does not establish a pad or rotor benefit.
SNI EstateBroad named component	Domain plus suspension, enhanced electrical, cooling, additional hybrid/EV components and battery protection.	Specifically adds hybrid/EV battery protection and enhanced electrical coverage. Battery-failure conditions and seal/gasket options still depend on the offered form. Eligibility & terms Battery and seal/gasket terms require the actual form.
SNI ReserveExclusionary	Parts suffering a covered mechanical breakdown except expressly excluded parts.	Moves beyond Estate’s named component groups to exclusionary coverage, including the lower SNI tiers; its exclusions define the remaining gaps. Eligibility & terms Deductible, exclusions and liability limits apply.
autopom!Independent broker The broker offers contracts from different administrators; covered parts and state availability depend on the form.
Powertrain EssentialsPowertrain	Listed engine, transmission and drive axle parts; some forms add A/C and basic electrical.	A/C and basic electrical protection appear in some Essentials contracts, so those extras depend on the administrator and offered form. Eligibility & terms The exact administrator’s agreement defines any extra systems.
Mid-LevelBroad named component	Powertrain plus listed steering, brakes, A/C and electrical. Some forms also add suspension, cooling and fuel.	Steering, brakes, A/C and electrical are listed; fuel-system coverage is among the additions available only in some forms. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
ExclusionaryExclusionary	Broader mechanical/electrical coverage, with maintenance, consumables and specified components excluded.	Common exclusions identified by autopom! include brake pads/rotors, tires, batteries and cosmetic damage; the administrator's exact list varies. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Battery4LifeIndependent coverage provider Battery4Life says EVs with at least 80% battery state of health, or hybrids with at least 50%, can qualify regardless of age or mileage after a report. Its no-report eligibility wording for vehicles under 7 years/100,000 miles specifically refers to California; confirm the rules elsewhere.
Battery4Life lifetime battery protectionBattery-only	Replacement protection for the covered battery while the contract holder owns the vehicle.	Protects the covered battery while you own the vehicle; it is not coverage for the rest of the drivetrain or the car. Eligibility & terms Battery-only protection, not engine/transmission coverage. Obtain claim limits, eligible failure/degradation definition and transfer rules from the actual contract.
BeeCovered AdministrationIndependent coverage provider Not sold in California. Turbo/diesel/AWD and special-use selections may require surcharges; current consumer form controls.
Bee Essential ProtectionPowertrain	Engine, transmission, transfer case and drive-axle components.	Focuses on engine, transmission, transfer case and drive axles; these are named components, not a promise to cover every engine-related accessory. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Bee Essential Plus ProtectionBroad stated component	Essential plus A/C/heating, cooling, fuel, electrical, suspension, brakes/ABS and steering.	Includes steering, suspension and ABS braking components alongside the powertrain; coverage still follows a named-parts list. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Bee Premium ProtectionBroad stated component	Essential Plus adds factory audio equipment.	Adds factory audio equipment, but speakers and graphic equalizers are excluded from that audio benefit. Eligibility & terms Speakers and graphic equalizers excluded from the audio addition.
Bee Exclusive ProtectionExclusionary	Vehicle components except listed exclusions.	Propulsion-battery coverage is a separate option. The reviewed battery option carries its own $1,000 deductible rather than the ordinary repair deductible. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Electric Vehicle Battery CoverageOptional add-on	Optional propulsion-battery breakdown/degradation coverage.	Sample specifies capacity below 70% or a lower manufacturer threshold and a $1,000 battery deductible; confirm actual version.
Capital Auto Protection Services (CAPS)Independent coverage provider New/used and higher-mileage options differ; exact vehicle/state quote required.
XtraCustomPowertrain	Core powertrain coverage, including transfer case and specified timing/serpentine belts.	The published component list includes transfer-case protection and specified timing/serpentine belts; it is still a limited powertrain list. Eligibility & terms Obtain the component schedule and payout limits for the offered form.
XtraSupremePowertrain plus	Adds cooling and fuel systems to the basic powertrain package.	Cooling and fuel systems are added to basic powertrain coverage; the precise component list is needed before assuming every pump or sensor qualifies. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
GoldenBroad stated component	Specified mechanical systems including four-wheel steering, sport-utility components and distributor internals.	Category-specific liability limits apply in the marketplace description.
PlatinumBroad stated component	Powertrain-related components plus A/C, suspension, steering, cooling, brakes and electrical systems.	CAPS describes Platinum as named-system coverage. Check the listed parts; exclusionary coverage is not established.
DiamondExclusionary	Assemblies and parts except exclusions such as maintenance, trim, paint and sheet metal.	New vehicles only. Maintenance services, body sheet metal, trim and paint remain excluded even under this broader agreement. Eligibility & terms New vehicles only.
SupremeHigher-mileage stated component	Engine, transmission, axles, transfer case, water pump, turbo/supercharger, A/C, fuel and electrical components.	Provider catalog names Supreme; equivalence to XtraSupreme is unconfirmed.
CARCHEXIndependent plan seller Vehicle-specific eligibility and administrator vary. Monthly and fixed-term contract families differ.
PowertrainPowertrain	Listed engine, transmission, drive axle and transfer-case components.	In the term sample, transmission cases qualify only when a covered internal failure damages them; dry-clutch components are excluded. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Powertrain PlusPowertrain plus	Adds listed air-conditioning and electrical parts to core powertrain protection.	The linked term sample covers the radiator and water pump but excludes the thermostat, cooling fan and coolant hoses. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
PlatinumBroad named component	An extensive list of components across major vehicle systems.	The term sample excludes airbags, seat belts, shocks and struts despite covering many other electrical and suspension components. Eligibility & terms Named parts only; compare the actual form with Titanium.
TitaniumExclusionary	Mechanical breakdown coverage except the contract’s exclusions.	The monthly sample covers standalone leaking seals on listed parts; brake pads/rotors and lithium-ion/hybrid batteries remain excluded. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Extra CareNon-powertrain specialty	Electrical, steering, suspension and brake systems outside the powertrain.	Not a substitute for engine or transmission coverage.
CarShieldIndependent coverage provider Vehicle age/mileage, state and administrator form determine eligibility; pre-existing conditions are excluded.
SilverPowertrain	Listed engine, transmission, drive axle and water-pump components.	The focused powertrain list includes the water pump. Existing faults are excluded, so enrollment will not pay for an already-needed repair. Eligibility & terms Mechanical exclusions and waiting period apply.
Gold SelectPowertrain plus	Adds selected A/C, starter, alternator and power-window motor protection.	Adds named items such as the alternator, starter and power-window motors. Marketed for higher-mileage vehicles, with quote-specific eligibility. Eligibility & terms Marketed for vehicles over 100,000 miles; eligibility varies.
PlatinumBroad named component	Expands coverage to cooling, electrical, fuel, steering, suspension and braking components.	The listed American Auto Shield form excludes shocks and struts despite suspension coverage. Luxury Electronics may need a separate paid option. Eligibility & terms Listed parts only.
DiamondExclusionary	Broad mechanical and electrical coverage except specified exclusions.	The listed American Auto Shield form excludes shocks and struts. Luxury Electronics and Emissions are optional selections even at this exclusionary tier. Eligibility & terms Luxury electronics and emissions options require confirmation.
AluminumElectrical specialty	Selected computers, starter, alternator, navigation and other electronics.	Targets electronics and selected support systems; it does not supply ordinary engine/transmission mechanical protection. The offered administrator form determines the exact scope. Eligibility & terms Does not provide ordinary engine/transmission mechanical protection.
Electric VehicleEV-specific named component	Listed electric drive and electrical systems.	Battery-management coverage is not the same as battery replacement. The listed American Auto Shield EV form makes the high-voltage battery optional. Eligibility & terms HV-battery coverage may require a separate selected option.
CNA NationalDealer / independent coverage program Dealer products. VSC Care targets gas/hybrid vehicles; EVSC targets BEVs. Term Protect is for new vehicles and short-term ownership/leases, excluding hydrogen fuel types.
Vehicle Value Care+PlusNamed components	Engine, transmission, drivetrain, mechanical suspension/steering, brakes, electrical, cooling, A/C/heating and fuel systems.	Listed components only; factory powertrain coverage takes precedence.
Mechanical Advantage Care+PlusExpanded named components	Vehicle Value plus electronic/air suspension, steering controls, powertrain/interior electronics, power accessories and ABS.	Named-component coverage, not exclusionary.
Automotive Essential Care+PlusExclusionary mechanical	Broad mechanical protection, with listed navigation/infotainment, climate, hybrid and control-system components.	Its exclusions include audio speakers, USB outlets and wireless charging pads; an infotainment listing does not cover every interface. Eligibility & terms Excludes numerous hardware, multimedia and convenience items, propulsion battery, wear parts and cosmetics; an infotainment screen does not imply all audio interfaces.
Automotive Preferred Care+PlusBroad exclusionary	Broader exclusionary vehicle protection than Essential, described in the current all-plan brochure.	The broadest Care+Plus tier still excludes catalytic converters, shock absorbers and routine brake pads/rotors. Eligibility & terms Maintenance, replaceable and cosmetic items remain excluded. Use the applicable contract’s exact exclusion list.
Standard ProtectEV named components	Entry EV stated-component plan.	The public page does not identify covered systems or advertise propulsion-battery protection. Engine, drivetrain and charger coverage need confirmation in the agreement's covered-parts list.
Premier ProtectExpanded EV named components	Broader EV stated-component plan.	Public page does not publish a component schedule or establish specific Standard-to-Premier additions.
Elite ProtectEV exclusionary	Broad exclusionary coverage specifically designed for battery-electric vehicles.	Propulsion battery is reserved for the separate battery tier.
Elite Protect with BatteryEV exclusionary with propulsion battery	Elite Protect plus propulsion battery repair/replacement when capacity falls below the manufacturer’s allowance.	Not a promise to restore every amount of lost range; contract and OEM threshold apply.
Term Premier ProtectShort-term exclusionary and specified maintenance	Mechanical coverage with annual brake-pad/shoe, starting-battery and wiper benefits, plus one alignment.	Propulsion battery excluded; rotors/drums excluded. Maintenance counts and contract exclusions apply.
Term Elite ProtectShort-term exclusionary and expanded maintenance	Term Premier with one front/rear rotor or drum repair/replacement during the term.	Carbon/ceramic rotors excluded; this does not provide unrestricted recurring brake service.
EasyCareDealer / independent coverage program Options cover eligible conventional, electric, commercial/rideshare and modified vehicles; state, lender and vehicle restrictions apply.
PowerCareNamed powertrain components	Engine, transmission/transfer case, axles, seals/gaskets; current brochure also lists EV traction motor, reduction gear and battery.	The brochure covers transmission cases only when an internal lubricated part fails and damages the case. Eligibility & terms Some cases/housings covered only following internal-part failure; EV battery terms must be checked.
PrimaryCareExpanded named components	PowerCare plus A/C, heating, fuel, cooling and braking/ABS; relevant EV cooling and brake components.	The published parts list includes the ABS control unit, wheel sensors, pump and motor, plus the heater core and fuel injectors. Eligibility & terms Specific components only, not complete system coverage without exclusions.
StatedCareBroad named components	PrimaryCare plus suspension, steering, electrical and convenience technology, including listed EV charger/control components.	The listed MacPherson-strut protection specifically excludes shock absorbers and inserts. Eligibility & terms Named parts; shock absorbers/inserts are not included with listed MacPherson struts.
TotalCareExclusionary	Broad vehicle component coverage except the contract’s exclusions.	Examples exclude pre-existing damage, corrosion, cosmetics, nonfactory audio and external causes.
Elite Warranty, Inc.Independent coverage provider Elite Warranty, Inc. is a separate company from Elite Auto Protect. Nationwide repair coverage does not mean the plan is sold in every state; confirm purchase eligibility.
StandardPowertrain	Engine/transmission internals, water pump and thermostat.	No stated entry-mileage ceiling; branded/rebuilt option required where applicable. Flood/fire vehicles excluded.
Standard PlusPowertrain plus option	Standard adds starter/alternator, cooling fan, head/intake gaskets and fuel pump/injectors.	Fuel injection pump and IPR excluded; A/C is a separate option.
Standard Diesel PackageDiesel stated component	Standard with Standard Plus and turbo coverage.	Higher payout limits; A/C and lifted-vehicle options available.
PremiumStated component	Powertrain plus steering, A/C, fuel components, starter/alternator and specified gaskets.	Covers head/intake gaskets, but most other seals require a covered repair. Fuel-injection pumps and A/C evacuation/recharge are excluded. Entry: at or below 150,000 miles. Eligibility & terms Most passenger vehicles at or below 150,000 miles; fuel injection pump excluded.
Premium PlusBroad stated component option	Premium adds control module, window/door/seat motors, radiator/heater core, control arms and brake hydraulics.	Adds the radiator, heater core, control arms and brake hydraulics, plus selected power motors. The fuel-injection-pump exclusion still applies. Eligibility & terms Rental and roadside benefits have separate caps.
Premium ProBroad stated component	Premium Plus components with higher payout limits and longer terms.	Entry at or below 130,000 miles.
SuperiorExclusionary-style	Original manufacturer-warranty components except contract exclusions.	Most passenger vehicles at or below 75,000 miles and six model years; maintenance, body and tune-up items excluded.
EnduranceIndependent coverage provider Our review → Current marketing accepts some vehicles up to 20 years old; mileage, options and availability vary by quote. California uses a separate insurance offering.
SecurePowertrain	Engine, transmission and drive axle components.	The current sample pays for seals and gaskets only alongside a covered component repair; a standalone leak or minor seepage is excluded. Eligibility & terms The current sample excludes maintenance items and pre-existing failures. Wear still within manufacturer tolerances does not qualify for repair.
Secure PlusPowertrain plus	Secure plus selected steering, brakes, air conditioning and electrical parts.	Adds components such as the A/C compressor and alternator. Its sample still excludes standalone seal-and-gasket failures. Eligibility & terms Scope depends on the listed components.
SuperiorBroad named component	Expands protection to fuel, cooling, suspension and more electrical components.	Backup cameras, navigation and blind-spot sensors require the High Tech option in the current sample; hydraulic shocks differ from excluded electronic shocks. Eligibility & terms Optional high-tech coverage should not be assumed included.
SupremeExclusionary	Mechanical and electrical breakdowns except named exclusions; includes covered seals and gaskets.	The current sample includes High Tech and seals/gaskets. Brake pads and rotors are excluded, even though many braking-system failures can qualify. Eligibility & terms Maintenance and excluded wear items remain the owner's responsibility.
Premier / Select PremierHigher-mileage named component	Selected powertrain, cooling, fuel, air conditioning and electrical components.	Designed for vehicles up to 150,000 miles. The parts list includes selected cooling, fuel and A/C components; it is not exclusionary coverage. Eligibility & terms Current sample-contract page describes vehicles up to 150,000 miles.
AdvantageBreakdown plus maintenance	Mechanical breakdown protection with specified maintenance service benefits.	Includes maintenance allowances: the 2025 sample offers up to three $50 oil changes annually and one $140 brake-pad allowance per contract. Eligibility & terms Maintenance benefits have their own schedules and caps.
Express Service ProtectionIndependent coverage provider Our review → Age and mileage limits vary substantially by plan. The actual offered form overrides directory-level limits.
Enhanced PowertrainPowertrain plus	Engine, transmission, transfer case and drive axle; A/C, cooling, fuel and selected electrical parts.	Includes radiator and fuel injectors; steering, suspension and brakes are outside the 2025 schedule. Entry up to 20 years/150,000 miles; leaking seals need the surcharge and under 125,000 miles at sale. Eligibility & terms Entry: up to 20 years / 150,000 miles. The 2025 sample allows leaking-seal/gasket coverage only with the surcharge and under 125,000 miles at purchase.
Stated Component (also called Stated)Broad stated component	Adds suspension, steering, brakes/ABS and broader electrical components to powertrain-related systems; leaking seals/gaskets are included.	Includes leaking seals/gaskets, but the 2025 sample excludes Nissan CVTs. Entry is limited to 11 years/100,000 miles. Eligibility & terms Entry: up to 11 years / 100,000 miles. 2025 sample lists Nissan CVT exclusion; inspect vehicle-specific form.
ExclusionaryExclusionary	Mechanical and electrical breakdowns except the contract's exclusions.	Entry: up to 10 years / 60,000 miles; options up to 125,000 additional miles.
Exclusionary DeluxeCoverage changes with mileage	Exclusionary until 130,000 odometer miles, then Enhanced Powertrain.	Entry: up to 13 years / 100,000 miles; coverage ends at the selected mileage or time.
PremiumCoverage changes with mileage	Exclusionary until 150,000 odometer miles, then Enhanced Powertrain.	Entry: up to 13 years / 125,000 miles; maximum 300,000 odometer miles or term expiry.
Fidelity Warranty ServicesDealer / independent coverage program Standard VSC options extend to 150,000 miles. Available levels depend on age, mileage, make/model. High Mileage offers up to 48,000 miles of coverage, not a 48,000-mile purchase ceiling.
PowertrainNamed components	Engine, transmission, drive axle and listed hybrid/electric propulsion components.	Only scheduled parts; no assumption that every EV battery qualifies.
GoldExpanded named components	Powertrain plus steering, cooling, air conditioning, front/rear suspension and electrical.	Only scheduled parts; high-voltage battery coverage depends on the Gold component list.
PlatinumExclusionary	Gold systems plus broader assemblies, including brakes, fuel, navigation, driver assistance, power/data ports and factory entertainment.	Excludes wear brakes, airbags/restraints, shocks, body/trim, exhaust and most batteries; certain listed high-voltage batteries are exceptions.
High Mileage — Drivetrain PlusNamed components	Engine, transmission, drive axle and listed hybrid/plug-in components.	Oil-consumption correction or worn-ring repairs are excluded when no mechanical breakdown has occurred. Eligibility & terms No maintenance; up to 48,000 miles of contract coverage, subject to vehicle eligibility.
High Mileage — Owner SelectExpanded named components	Drivetrain Plus with steering, brakes, air conditioning and additional hybrid/plug-in components.	Adds steering, brakes and air conditioning over Drivetrain Plus; maintenance services remain excluded. Eligibility & terms Only scheduled parts; coverage options depend on vehicle age and mileage.
Term Care Select — Platinum PlusMechanical breakdown and specified wear	Covered mechanical breakdowns plus specified brake pads, battery, headlamps, wipers, belts/hoses, electrical and alignment.	Zero deductible; excludes brake rotors/drums. Specified wear benefits do not mean all scheduled maintenance is included.
Term Care Select — Platinum Plus RotorsMechanical breakdown and expanded wear	Platinum Plus with brake rotors/drums.	Contract limits and exclusions apply; cosmetic items and nonfactory audio/security are excluded.
FlexCare (formerly Mopar Vehicle Protection)Manufacturer program · Stellantis For eligible Chrysler, Dodge, Jeep, Ram, FIAT and Alfa Romeo vehicles. New/pre-owned and EV forms differ.
Extended CarePowertrain plus	Engine, transmission, driveline, steering and air-conditioning components.	The published comparison leaves brakes and electrical out of this tier; Extended Care Plus adds those component groups. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Extended Care PlusBroad named component	An expanded schedule of over 800 major mechanical components.	Adds ABS, front/rear suspension and expanded electrical over Extended Care; routine brake-pad and rotor replacement remains excluded. Eligibility & terms Get the full parts schedule to compare with Extended Care.
Extended Care PremiumBroad component protection	Broader mechanical protection across over 5,000 components.	The brochure still excludes catalytic converters and particulate filters, despite this being the broadest mechanical tier. Eligibility & terms Contract exclusions still apply; previous Mopar plan names may differ.
EV Extended CareEV named component	Electric drivetrain plus a narrower schedule of major EV components.	Confirm traction-battery inclusion separately.
EV Extended Care PlusEV named component	Electric drivetrain plus an expanded EV component schedule.	Electric-drivetrain coverage is advertised. The public summary does not establish traction-battery replacement or capacity-loss protection. Eligibility & terms Confirm the exact covered systems in the EV form.
EV Extended Care PremiumEV broad component protection	Broadest published EV schedule, including electric drivetrain protection.	Battery degradation is not implied by drivetrain coverage.
Ford ProtectManufacturer program · Ford Vehicle age, mileage and in-service date determine enrollment and term. New, used and special-use forms differ.
PowertrainCAREPowertrain	Listed engine, transmission and drive axle components.	Fuel injectors are not part of the base powertrain schedule.
BaseCARENamed component	Adds listed steering, brakes, front suspension, A/C and electrical parts.	The sample includes the power-steering pump and gear, but specifically excludes the power-steering control module. Eligibility & terms Check the component list; a system name does not include every part.
ExtraCAREBroad named component	Adds listed high-tech equipment, fuel injectors, power windows/locks and ABS components.	Adds gas/diesel injectors and electronic air suspension over BaseCARE; the sample still excludes suspension air-lift bags. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
PremiumCAREExclusionary	Broad mechanical and electrical failures, except listed exclusions.	The sample excludes failures caused by non-factory-approved PCM reprogramming; broad coverage does not remove that tuning restriction. Eligibility & terms Wear, maintenance and other exclusions still apply.
GM ProtectionManufacturer programs · Chevrolet, Buick, GMC, Cadillac Coverage overlaps applicable factory warranties. Brand, vehicle, term and deductible determine the offered plan.
PowertrainPowertrain	Essential powertrain parts and components.	The Chevrolet sample explicitly includes the water pump, fuel pump, thermostat and turbocharger/supercharger assembly. Eligibility & terms GM brands share these tier names; this coverage summary uses Chevrolet’s published schedule.
SilverBroad named component	Adds suspension, climate control, electrical, steering and brakes to Powertrain.	Chevrolet's next tier, Platinum, adds navigation, display screens, parking assist and adaptive cruise control to Silver. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
PlatinumBroad component protection	Silver plus audio, navigation, parking assistance, display screens and adaptive cruise control.	The Chevrolet sample excludes dry-clutch friction components; transmission coverage does not mean every manual-clutch repair is covered. Eligibility & terms Read the brand-specific sample contract; “up to 1,500 parts” does not mean every repair.
Gold Standard Automotive NetworkIndependent coverage provider Bronze, Silver and Gold names below come from 2019/2024 brochures; current sale of those forms is unconfirmed. Distributed through dealers/agents. Eligibility, maintenance benefits and caps must be checked in the offered agreement.
PowertrainPowertrain	Core engine/transmission/drivetrain coverage.	The 2024 brochure excludes the torque converter and manual/dual-clutch components from this tier. Seals generally qualify only with a covered repair; verify the current form. Eligibility & terms Published brochure; verify the current named form and component schedule.
BronzeStated component	Powertrain plus A/C, fuel components, electrical and specified seals/gaskets.	2024 brochure inventory; newer sales paperwork may differ.
SilverBroad stated component	Extends Powertrain and Bronze with additional named systems.	The exact current list of additional covered parts is unconfirmed. Ask for the Silver agreement before comparing it with other tiers.
Gold ExclusionaryExclusionary	Factory mechanical/electrical components except exclusions.	The 2024 form excludes airbags/restraints, shock absorbers, batteries and GPS/satellite receivers. Current sale of this older named form is unconfirmed. Eligibility & terms Brochure exclusions include wear items and routine maintenance.
EV/Hybrid ExclusionaryEV/hybrid exclusionary	Current product catalog offers an EV/hybrid exclusionary category.	The reviewed product page does not specify detailed battery terms or the exact contract form. Request both before buying.
GWC WarrantyIndependent coverage provider Dealer programs serve new and used vehicles, including eligible EVs. Mileage and use restrictions are program-specific.
Powertrain PlusPowertrain	Engine, transmission, transfer case and drive axle; EV forms list traction motor and reduction gear components.	EV battery wording varies between program forms. In the 2023 Gold brochure, most seals/gaskets qualify only alongside another covered repair. Eligibility & terms EV battery scope differs by contract family.
EssentialPowertrain plus	Adds A/C, brakes, cooling, steering and basic electrical parts such as alternator and starter.	The 2023 Gold brochure lists practical additions such as the alternator, starter, radiator and power-steering pump; coverage follows that component list. Eligibility & terms Specific components are enumerated.
ComprehensiveBroad named component	Essential plus fuel injection, more suspension/electrical, ABS, heating and additional cooling components.	The 2023 Gold brochure makes its Technology package optional at extra cost; check that selection before relying on added electronics coverage. Eligibility & terms Technology and luxury packages may require surcharges.
ExclusionaryExclusionary	Broad original-equipment mechanical and electrical protection except listed exclusions.	The 2023 Gold brochure still offers a separate, extra-cost Luxury package. Exclusionary does not automatically include every optional feature. Eligibility & terms Maintenance, wear and other exclusions still apply.
Exclusionary WrapFactory-powertrain wrap	Broad protection for parts outside the manufacturer's remaining powertrain warranty.	Leaves components covered by the manufacturer’s powertrain warranty to that warranty. It fills eligible gaps around existing powertrain protection. Eligibility & terms Existing powertrain coverage and wrap exclusions govern.
Honda CareManufacturer program · Honda New, pre-owned and certified programs have separate purchase rules. Repairs normally use Honda dealers or authorized facilities.
New / Pre-Owned Vehicle CoverageBroad component protection	Drivetrain, electronics, chassis, heating/cooling and listed Honda Genuine accessories.	Audio, navigation and security accessories are specifically listed as Honda Genuine equipment in the brochure. Eligibility & terms New and pre-owned eligibility differ; exclusions and service records still control.
Certified Additional / Certified Used Additional CoverageBroad component protection	Adds broad component protection to the applicable certified-vehicle coverage.	Match the certified program and remaining factory coverage; avoid counting overlapping terms twice.
Powertrain / Certified Used Powertrain CoveragePowertrain	Engine, drive axles, transmission, seals, gaskets and fluids.	Powertrain Coverage is for pre-owned vehicles; the certified version has separate enrollment rules.
Mercury Mechanical ProtectionIndependent coverage provider Copper, Silver, Gold and Platinum are an older traditional contract family; its current lineup is unconfirmed. Choice and Supreme are separate monthly forms. Vehicle and state eligibility depend on the chosen product and distributor.
CopperTraditional named component	Engine, transmission, transfer case, drive axle and selected brake, electrical and A/C components.	The older brochure includes selected brake, electrical and A/C parts alongside powertrain coverage. Current availability of this traditional family is unconfirmed. Eligibility & terms Older issuer brochure; verify current offered form.
SilverTraditional expanded component	Copper plus steering, suspension, fuel and expanded electrical parts.	The older brochure adds steering, suspension, fuel and more electrical components to Copper. Current traditional-family availability is unconfirmed. Eligibility & terms Program availability varies.
GoldTraditional broad component	Silver plus audio/hardware, additional controls, ABS and adaptive suspension components.	The older brochure adds ABS and adaptive-suspension components. This tier is not offered in every program; current availability is unconfirmed. Eligibility & terms Not present in every Mercury distribution program.
PlatinumTraditional exclusionary	Broad mechanical and electrical breakdown coverage except specified exclusions.	The older traditional family’s exclusionary tier still excludes maintenance and specified wear items. Current availability is unconfirmed. Eligibility & terms Maintenance and wear exclusions remain.
Mercury Protect ChoiceMonthly named component	Listed engine, transmission, drive axle, brakes, electrical, fuel, A/C, steering and suspension components.	The monthly sample caps all benefits at $7,500, including a $2,000 EV/high-voltage battery sublimit; that battery limit is not extra. Eligibility & terms Reviewed sample: $7,500 aggregate; $2,000 EV/HV-battery sublimit.
Mercury Protect SupremeMonthly exclusionary	Mechanical and electrical breakdowns except the sample's excluded parts and conditions.	The monthly sample raises the overall cap to $10,000 but keeps the $2,000 EV/high-voltage battery sublimit. Eligibility & terms Reviewed sample: $10,000 aggregate; $2,000 EV/HV-battery sublimit.
North American Auto Care (NAAC)Independent coverage provider The marketplace profile advertises eligibility up to 20 years / 250,000 odometer miles and selected unlimited-mileage terms. Eligibility and terms depend on the plan and your vehicle.
Advanced EnhancedPowertrain-focused stated component	Internally lubricated powertrain components; the public plan description does not expose a complete component schedule.	The reviewed public materials do not specify which parts this adds to basic powertrain coverage. Ask for the agreement's covered-parts list.
ExclusionaryExclusionary	Mechanical breakdown protection except the agreement's exclusions.	Electronics, rideshare/commercial use and vehicle modifications are optional coverage selections; the base agreement should not be assumed to include them. Eligibility & terms Optional electronics, commercial use, rideshare and modification coverage must be checked on the actual form.
OliveIndependent coverage provider Published entry limits: up to 10 model years and 140,000 miles. Coverage ends at 12 years or 185,000 miles, subject to the offered agreement.
PowertrainPowertrain	Engine/transmission internals, oil/water pumps, thermostat, factory turbo, drive axle and transfer case.	Includes factory turbo and water-pump components. Next-day activation does not cover a pre-existing fault. Eligibility & terms Only listed components; deductible applies.
Powertrain PlusPowertrain plus	Adds steering, front suspension, brakes and air conditioning.	Adds steering, front suspension, brakes and A/C. The plan still excludes routine maintenance and specified wear parts. Eligibility & terms Maintenance and excluded wear parts remain uncovered.
Complete CareExclusionary	Broad mechanical/electrical coverage, including heating/cooling, safety equipment, backup camera and transmission controls.	Adds broader electrical, safety and convenience protection, including cameras. Commercial use, including taxis and rideshare, is not eligible. Eligibility & terms Subject to named exclusions and chosen deductible.
Omega Auto CareIndependent coverage provider Our review → Powertrain family: current model year plus 15 and under 250,000 odometer miles. Terms and eligibility remain vehicle-specific.
PowertrainPowertrain	Engine, transmission, transfer case and drive axle; specified hybrid transaxle/inverter components.	The linked older sample excludes standalone leaking seals, CV-joint boots and hybrid batteries; seals qualify only with a covered component repair. Eligibility & terms Hybrid batteries excluded in the linked sample; seals/gaskets only with a covered repair.
Powertrain PlusPowertrain plus	Powertrain plus A/C compressor/condenser/evaporator, alternator, blower and starter.	Adds major A/C parts and starter/alternator. The named schedule does not include a radiator, fuel injectors, steering rack or suspension. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Powertrain EnhancedPowertrain plus	Plus adds cooling fans, fuel delivery, wiper/window motors and door-lock actuators.	Includes fuel pumps, cooling fans and window/door motors. Steering, suspension, brakes/ABS, radiator and fuel injectors remain outside the published schedule. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Used Stated (also called Stated)Broad stated component	Named systems beyond powertrain, including steering, suspension and brakes.	Includes steering racks, suspension and brakes/ABS beyond the powertrain tiers. Entry: current model year plus 10, under 150,000 miles. Eligibility & terms Current model year plus 10; under 150,000 odometer miles.
New Exclusionary (also called Exclusionary)Exclusionary	Broad component protection except the contract's exclusions.	Broader sensor coverage includes oxygen and mass-airflow sensors; post-catalyst oxygen sensors are excluded. Entry: current model year plus 7, under 100,000 miles. Eligibility & terms Current model year plus 7; under 100,000 odometer miles.
OnustIndependent coverage provider Eligibility is determined through the vehicle quote. Directory excludes CA, FL, HI, NM, OR and WA; confirm current enrollment state.
Onust Connect Plus+Exclusionary membership	Engine, transmission, drivetrain, steering, suspension, A/C, brakes/ABS, electrical and specified EV systems.	Published $0 deductible and day-one protection do not cover known or reasonably discoverable pre-existing problems. Eligibility & terms Month-to-month; published $0 deductible/unlimited miles/day-one coverage. Known or reasonably discoverable pre-existing conditions excluded; actual exclusions apply.
Premier Auto ProtectIndependent plan seller The offered agreement determines vehicle, state, administrator and coverage acceptance.
PowertrainPowertrain	Engine, transmission, drive axles, AWD/4×4, seals and gaskets.	Seals and gaskets appear in the entry plan's published list; Enhanced adds cooling, A/C and fuel-system coverage. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Powertrain EnhancedPowertrain plus	Adds cooling, A/C, fuel, electrical, heating and listed technology/hybrid components.	Turbo/supercharger and cooling are specifically listed. Its hybrid and high-tech labels do not identify the individual covered components. Eligibility & terms Confirm the specific high-tech and hybrid components.
PremiumBroad named component	Adds steering, brakes/ABS and front/rear suspension to Enhanced coverage.	Its published additions over Enhanced include ABS, manual/power steering and both front and rear suspension. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
ExclusionaryExclusionary	Broader mechanical/electrical protection beyond the listed Premium systems.	ABS and front/rear suspension are advertised; the public summary does not identify its extra covered parts beyond Premium. Eligibility & terms The actual exclusions define its extra protection.
EV ExclusionaryEV exclusionary	Electric motor, transaxles, charger, battery control module and broader vehicle systems.	A battery control module listing does not establish traction-battery replacement coverage.
ProGuardIndependent coverage provider Vehicle, term and mileage determine the available tier.
ProGuard 1Powertrain	Engine, transmission, differential and selected four-wheel-drive parts.	Accepts eligible vehicles up to 200,000 entry miles, but payouts have component caps. Most seals/gaskets require a covered component repair. Eligibility & terms Up to 200,000 entry miles; component liability caps.
ProGuard 2Powertrain plus	Adds cooling, turbo/supercharger and selected hybrid/EV drive components.	Adds a traction motor and electronic transaxle among its EV/hybrid parts. The payout ceiling is the vehicle’s actual cash value. Eligibility & terms Up to 175,000 entry miles; actual-cash-value aggregate.
ProGuard 3Broad named component	Adds brakes/ABS, A/C, fuel, electrical, steering, suspension and advanced EV components.	Includes advanced EV/hybrid components, including a propulsion battery. Three- and six-month agreements omit ABS and advanced electrical coverage. Eligibility & terms Up to 150,000 entry miles; short terms omit ABS/advanced electrical.
ProGuard 4Extended named component	Adds injectors, control modules, sensors, mounts and interior/exterior actuators.	Adds items such as fuel injectors, oxygen sensors and body-control modules. Published entry eligibility ends at 125,000 miles. Eligibility & terms Up to 125,000 entry miles.
ProGuard 5Exclusionary	Broad mechanical protection except listed exclusions.	The exclusions expressly include airbags, seatbelts, catalytic converters, shocks and struts. Published entry eligibility ends at 100,000 miles. Eligibility & terms Up to 100,000 entry miles; wear, safety and certain emissions parts excluded.
Protective Asset ProtectionIndependent coverage provider New and used vehicle eligibility depends on VIN, program, state and offered term.
Vehicle Protection Plan PowertrainPowertrain	Engine, transmission, drive axle and selected hybrid, battery-electric and fuel-cell components.	Climate-control coverage is a separate option at this level. Included hybrid/EV component groups do not by themselves establish every battery benefit. Eligibility & terms Only the enumerated components qualify.
Vehicle Protection Plan EnhancedPowertrain plus	Adds electrical, fuel, heating/cooling, climate, brakes and OEM towing/trailering components.	Specifically adds factory-installed towing/trailering components and climate control. Exhaust pipes, mufflers and catalytic converters remain excluded. Eligibility & terms Contract exclusions and deductible apply.
Vehicle Protection Plan PremiumBroad named component	Adds suspension, steering, electronics, technology, device connectivity and safety components.	Adds portable-device connectivity and safety components. A covered-system label still does not include excluded body and trim parts. Eligibility & terms Wear and routine maintenance are not automatically covered.
Vehicle Protection Plan CompleteExclusionary	Mechanical breakdown of parts except expressly excluded parts.	Broadens coverage beyond a component list, but catalytic converters, exhaust pipes, mufflers and body/trim items remain excluded. Eligibility & terms Selected term, liability limits and exclusions control.
Vehicle Protection Plan WrapFactory-powertrain wrap	Exclusionary coverage outside existing powertrain protection.	Engine, transmission, transfer case and drive axle are excluded because the plan supplements existing powertrain protection; its term may end at a different time. Eligibility & terms Engine, transmission, transfer case and drive axle excluded.
Safe-GuardIndependent coverage provider VIN, mileage, dealer/OEM program and state determine availability. Confirm the age and mileage limits for the specific program.
Vehicle Service ProtectionDealer/OEM-specific coverage family	Mechanical breakdown parts and labor; three coverage levels are advertised.	Three customizable coverage levels are offered, but the public summary does not identify their component differences; obtain the dealer/OEM-specific schedule. Eligibility & terms Universal tier names and exact system differences are not publicly disclosed.
High-Mileage Vehicle Service ProtectionHigher-mileage coverage family	Listed engine, transmission, drive axle, steering, suspension, brakes, electrical, fuel and climate components.	The public summary includes brake calipers, suspension bushings and climate components. It does not show how those parts divide between the two levels. Eligibility & terms Two levels are advertised; their names and component differences require the dealer's form.
ServiceContract.comIndependent coverage provider Our review → Programs vary by vehicle and seller. Current dealer marketing includes unlimited-mileage or unlimited-term options, which are not promised for every quote.
Level 1Powertrain	Major engine, transmission and drivetrain components.	Core engine, transmission and drivetrain protection. The provider’s public tier summary does not publish an exact component schedule. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Level 2Stated component	Level 1 plus A/C, brakes/ABS, electrical, steering and suspension.	Adds ABS braking, A/C, steering and suspension to Level 1; exact sensors and electronic modules still depend on the component schedule. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Level 3Broad stated component	Level 2 plus enhanced electrical, hybrid/EV and miscellaneous components.	Adds enhanced electronics and listed hybrid/EV components; that description does not establish traction-battery coverage. Eligibility & terms EV component coverage does not establish traction-battery protection.
Level 4Exclusionary	Levels 1–3 plus other mechanical breakdowns except contractual exclusions.	Extends beyond the named lower-tier lists through exclusionary mechanical coverage; its complete exclusions are not published in the tier summary. Eligibility & terms Selected contract controls deductibles, exclusions, term and mileage.
Smart AutoCareIndependent coverage provider Dealer and program-specific.
CareFree EliteExclusionary plus benefits	Exclusionary breakdown coverage with basic maintenance and key-replacement benefits.	Adds basic-maintenance and key-replacement benefits to exclusionary protection; intended for new or nearly new vehicles. Eligibility & terms For new or nearly new vehicles.
SmartCareExclusionary	Mechanical coverage designed to include modern electric/autonomous vehicle technology.	Designed for electric and autonomous technology, but the public summary does not confirm a traction-battery repair or capacity-loss benefit. Eligibility & terms Actual excluded parts and benefit caps require the contract.
SmartWrapFactory-powertrain wrap	Exclusionary protection surrounding an existing extended powertrain warranty.	Supplements existing extended powertrain coverage. Unlimited mileage is advertised, with term choices reaching the owner’s remaining ownership. Eligibility & terms Term and underlying coverage requirements vary.
SmartTech PlusTechnology specialty	Specified vehicle electronics and technology components.	An electronics-focused product with up to $7,500 in payable benefits. The advertised 10 years describes protection length, not vehicle age. Eligibility & terms Advertised protection for up to 10 years, with a $7,500 maximum benefit.
Lifetime Powertrain Limited WarrantyDealer limited warranty	Powertrain coverage for the original owner.	Unlimited time/mileage applies to the original owner, with entry up to 80,000 miles and required manufacturer maintenance. Eligibility & terms Entry up to 80,000 miles; maintenance conditions apply.
Total Truck Care Used: Engine OnlyTruck powertrain	Listed engine components.	The narrow used-truck option covers listed engine parts; transmission protection is sold as a separate broader selection. Eligibility & terms Truck-specific contract.
Total Truck Care Used: Engine and TransmissionTruck powertrain	Listed engine and transmission components.	Adds the transmission to engine protection; the separately named three-system option adds the differential. Eligibility & terms Truck-specific contract.
Total Truck Care Used: Engine, Transmission and DifferentialTruck powertrain	Listed engine, transmission and differential components.	Includes the differential with engine/transmission coverage. This is a used-truck component plan, not the separate new-truck exclusionary product. Eligibility & terms Truck-specific contract.
TocoIndependent coverage provider Coverage narrows as the odometer crosses bands. Published bands end at 250,000 miles; age and vehicle acceptance require a quote.
GreenPowertrain mileage band	Engine and transmission internals, drive axle, transfer case, turbocharger and supercharger.	Applies at 200,001–250,000 miles when you claim, not just when you enroll. Hybrid components need the separate option. Eligibility & terms 200,001–250,000 miles at claim; hybrid option separate.
BlueExpanded powertrain mileage band	Green plus cooling, air conditioning, fuel and selected electrical parts, including starter, alternator and engine control modules.	Applies at 150,001–200,000 claim miles; adds A/C and selected electrical parts. Your coverage narrows to Green above 200,000 miles. Eligibility & terms 150,001–200,000 miles at claim.
YellowBroad named component mileage band	Blue plus steering, brakes/ABS, suspension, high-tech electronics and listed modern convenience features.	Adds ABS, suspension and high-tech components at 100,001–150,000 claim miles. Crossing 150,000 miles moves you to narrower Blue coverage. Eligibility & terms 100,001–150,000 miles at claim.
OrangeExclusionary mileage band	Mechanical and electrical parts except the contract's listed exclusions.	Broadest mileage band, but its sample says under 100,000 miles while marketing includes 100,000. Resolve that boundary before buying. Eligibility & terms Sample contract says under 100,000 miles; marketing bands include 100,000.
Toyota Extra CareManufacturer program · Toyota New, used and certified vehicles have separate enrollment windows. Some used plans are available only at vehicle purchase.
Powertrain ProtectionPowertrain	Listed engine, transmission and axle-assembly components.	Toyota's new-vehicle schedule excludes routine brake pads, rotors and tires; powertrain protection does not pay for those replacements. Eligibility & terms Read the offered agreement for exclusions, deductible and claim limits.
Gold ProtectionBroad named component	Powertrain and an expanded list of major mechanical and electrical components.	Toyota's certified-vehicle Gold schedule excludes glass, lamp assemblies, light bulbs and rust/corrosion damage. Eligibility & terms Broader than Powertrain; inspect the exact system and component schedule.
Platinum ProtectionExclusionary	Broad mechanical breakdown coverage, subject to the agreement’s exclusions.	Toyota excludes the hybrid battery pack from this plan and directs owners to the separate Toyota Hybrid System Warranty. Eligibility & terms New, used and certified forms have different eligibility and limits.
Platinum BEV ProtectionEV program	Battery-electric-vehicle component protection under a dedicated agreement.	Traction-battery and normal capacity-loss coverage are unconfirmed. Check both in the BEV agreement before buying.
VeritasIndependent coverage provider Current sale of the Select family is unconfirmed; details below come from published 2020–2021 forms. Age, mileage and available level require a current dealer quote; dated sample thresholds are not universal.
Select PowertrainPowertrain	Gas/diesel engine, turbo/supercharger, transmission, transfer unit and drive axles.	The 2020–2021 Select forms list turbo/supercharger and drive-axle protection. Current availability of this contract family is unconfirmed. Eligibility & terms Listed parts; sample family dates to 2020–2021.
Select PreferredPowertrain plus	Adds steering, basic electrical, front suspension, brakes and A/C.	The 2020–2021 forms add front suspension, steering and basic electrical protection. Current availability of the Select family is unconfirmed. Eligibility & terms Named components only.
Select DeluxeBroad named component	Adds or expands rear suspension, ABS, cooling, fuel, electrical and interior/exterior components.	The 2020–2021 forms expand rear suspension, ABS and interior/exterior components. Match the specific revision; current Select availability is unconfirmed. Eligibility & terms Confirm the exact Select agreement revision.
Select Premier / Premier PlusExclusionary	Broad mechanical and electrical protection except listed exclusions.	Exclusionary protection in the 2020–2021 materials; the Premier/Premier Plus name varies by brochure. Current availability is unconfirmed. Eligibility & terms Name varies between reviewed brochures.
Select WrapFactory-powertrain wrap	Exclusionary protection outside existing manufacturer powertrain coverage.	The 2020–2021 wrap form supplements existing manufacturer powertrain coverage instead of replacing it. Current Select availability is unconfirmed. Eligibility & terms Underlying powertrain warranty requirements apply.
ZurichIndependent coverage provider Zurich invites inquiries for vehicles under 15 model years and 150,000 miles. Dealer underwriting and the offered agreement determine acceptance.
PowertrainPowertrain	Engine, transmission, transfer case and drive axle.	A focused engine-and-drivetrain plan. Batteries, including EV/hybrid batteries, need explicit inclusion; the standard exclusions otherwise leave them out. Eligibility & terms Selected deductible and contract exclusions apply.
StandardExpanded named component	Adds steering, suspension, brakes, electrical, cooling and air conditioning to Powertrain.	Adds everyday systems such as A/C and brakes, but brake-pad and rotor replacements remain excluded. Eligibility & terms Covered parts are enumerated; not every part in a system.
ComprehensiveExclusionary	Broad mechanical and electrical protection, including computer controls, convenience technology and selected interior/exterior mechanisms.	Includes computer controls and convenience technology. Catalytic converters and exhaust systems remain on the published exclusion list. Eligibility & terms Routine wear, maintenance and specified parts remain excluded; battery coverage requires explicit inclusion.

Published plan summaries, reviewed September 14, 2026. State, seller and contract versions differ. Some rows are specialist programs or optional coverage, as labeled. Prices require your vehicle details. A listing is not an endorsement or a guarantee of availability.

The plan has a price. So does the repair.

What could a plan save on your car?

Choose a car and a repair. Then put a plan through three scenarios: an approved claim, a denied claim and no repair at all.

Interactive cost check
No signup needed

01 Your car & repair

MakeModelModel yearRepair locationRepair to explore

Some repairs apply only to certain engines or trims. The model year filters available configurations; it does not predict a failure.

02 Put in the numbers

Your plan or an example quote

The $2,500 plan price and $100 deductible are editable examples. Selecting a name does not load that plan's price or contract terms. Replace the examples with your quote and check that the repair is covered. For monthly plans, enter total payments over the period you want to compare.

Total plan price ($)Deductible for this claim ($)Repair bill to test ($)

Explore the repair estimate: $3,516–$11,197

Uses a general parts-and-labor benchmark; a model-specific price is unavailable for this repair. Not a shop quote. Tax and fees may be extra.

Adjust covered share & payout cap

Portion of the repair eligible for payment: 100%

An assumption about the repair bill, not the chance of approval. Deductible comes off after this share.

Maximum payout for this scenario ($)

Enter the applicable limit after any earlier claims. Blank means no payout cap in the model.

2021 Honda CR-V

If this repair is approved

$3,819potential saving in this scenario

Pay for repairs yourself$6,419

Plan + your repair share$2,600

Plan priceYour repair share

Repair bill: $6,419
Assumed plan payout: −$6,319
Total plan price: +$2,500

The assumed payout exceeds the whole plan price. That is where the saving comes from; the repair must occur during coverage and qualify under the contract.

The one-repair break-even point$2,600

An approved repair bill of this size would recover the plan price with a 100% eligible share and your deductible. Above it, savings are possible only if the payout cap permits.

Now give the example a real price.

Use Chaiz to find eligible options, compare actual prices and check any available payment discounts.

Find plans and prices for my car ↗

The comparison opens without a plan preselected. Its available providers can differ from this guide.

Explore more repair costs for this car →

How this tool works

We compare one hypothetical repair over the plan's full term. Self-pay cost is the repair bill. Cost with a plan is the full premium plus the bill, minus an assumed payout. The payout is the eligible share less one deductible, capped at the limit you enter and never below zero. Savings equal that payout minus the premium.

Repair ranges use our existing parts, labor and model-cost data. Model year filters relevant configurations; estimates are not exact prices for a VIN or trim. The calculation does not estimate failure probabilities, lifetime savings, investment returns, multiple claims, rental benefits or whether a provider will approve a repair. Maintenance and other costs are outside this scenario. Read our cost methodology →

A real search, kept in context

The same price can buy different protection.

Example captured September 16, 2026

For a 2021 Honda CR-V, 75,000 miles, Texas, a Chaiz search showed 14 results. CAPS Golden and Express Stated both displayed $2,131 upfront for three years, but Express showed 8,000 more covered miles.

Three displayed options from the same vehicle search, in US dollars
Plan shown	One-time price shown	Term shown
CAPSGolden	$2,131	3 years42,000 miles covered
Express Service ProtectionStated	$2,131	3 years50,000 miles covered
North American Auto CareExclusionary	$2,778	3 yearsUnlimited miles shown

These are dated examples, not live quotes or offers. Coverage differs; more miles alone does not establish the better plan. A VIN is needed to confirm the final price.

Check the deductible, add-ons and what this example leaves out

The Express detail showed a $100 deductible.

Enhanced electronics, emissions and commercial-use coverage were separate paid options, with none selected in this search. Do not assume those extras are included in the displayed price. Read the exact deductible rules, covered parts, exclusions and payout limits in the agreement.

Keep the price comparison like for like.

The search used make, model, mileage and state, without a VIN or add-ons. A monthly payment is not the total price: confirm the payment schedule and any financing cost. Both the time limit and mileage terms matter.

Source: recorded Chaiz search captured September 16, 2026. Watch the results and plan-detail walkthroughs. Search filters, prices, terms and availability can change; this is not a rating of claims service.

Compare prices for my car on Chaiz

Enter your own vehicle details. This opens the general comparison without a provider or plan selected.

We may earn a commission if you buy through our links. How we are paid. Direct Chaiz purchases are not available in California.

Match the plan to your next few years

Compare for the car you are buying or keeping.

Start with the coverage you already have, then price the protection you would actually use.

Factory warranty ending

Check the original in-service date and the time and mileage limits for basic, powertrain and any battery coverage. They may end at different points.

Compare the new contract's start date, covered parts and ending mileage. Avoid paying for protection that duplicates the factory warranty.

Compare coverage after the factory warranty

Buying a used car

Get an inspection and confirm any remaining or certified pre-owned coverage first. A new service contract generally won't pay for a problem the car already has.

Ask for the dealer plan's full price and sample agreement. Compare alternatives over the same term, including any financing cost.

Read the used-car warranty guide →

Keeping a higher-mileage car

Check both the entry mileage limit and when coverage stops. A plan that accepts your car today may leave little useful coverage before its odometer limit.

Pay particular attention to wear exclusions, service records and payout caps. A lower payment alone does not tell you whether the protection is useful.

Compare higher-mileage options →

Choose what you want covered

Three common types of auto warranty plan

Most products sold as an “extended car warranty” are vehicle service contracts. Each pays only for failures that meet its terms.

Powertrain

Focus on major mechanical parts

Usually covers listed parts in the engine, transmission and drive axles. Powertrain-plus plans may add other systems.

Ask: Which internal parts, seals and causes of failure are covered?

Compare powertrain options

Named-component

Add more systems to the list

Also called stated-component coverage. It pays for the parts named in the contract, which may include air conditioning, steering or electrical components.

Ask: Is the exact component you care about on the coverage list?

Compare broader options

Exclusionary

Broader coverage, with exceptions

Starts with broader mechanical and electrical coverage, then lists exclusions. The term “bumper-to-bumper” does not mean every part or repair is covered.

Ask: What do the exclusions, wear rules and payout limits leave out?

Compare exclusionary options

Coverage is contract-specific. Check maintenance, wear, pre-existing conditions, deductibles and payout limits in every tier. How vehicle service contracts work →

A useful next step

Get a price that matches your car.

A general price range cannot tell you what your vehicle qualifies for. Chaiz lets you compare eligible coverage with prices based on the details you enter.

Check my price and payment options

Compare the full cost

Look at total payments, the deductible and the coverage period together. A smaller monthly payment can still mean a higher total.

Check for an upfront-payment discount

Chaiz advertises savings for paying upfront. Check your quote for the amount and conditions; discounts vary and are not guaranteed.

Read before buying

Open the selected plan's agreement and check the parts, exclusions and claims rules that matter to you.

Before you commit

Make sure a plan fits the way you own your car.

Also compare any manufacturer-backed coverage you can still buy. Ford Protect and Toyota Extra Care, for example, have their own eligibility rules. A repair fund remains another option.

A reason to compare

You plan to keep the car, factory coverage is ending, and a large eligible repair would be difficult to pay for.

A reason to hold off

You already have overlapping coverage, need an existing fault fixed, or cannot get an agreement that clearly covers your main concerns.

Compare the plan cost with a repair budget →Understand monthly and total plan costs →Find options for your vehicle and needs →

The contract checklist

Keep these answers beside each quote.

Covered parts and causes

Read the full parts list or exclusions. Check whether an uncovered seal, leak or worn part can defeat a claim for a covered assembly.

Waiting period

Confirm when both the time and mileage requirements finish. A new plan generally will not cover a fault that is already there.

Maintenance records

Check which service records you must keep and which maintenance schedule the contract requires.

Repair authorization

Ask whether the shop needs approval before diagnosis, teardown or repair, and who pays if the claim is denied.

Labor and replacement parts

Check labor-rate caps and whether the provider may use non-OEM, used or remanufactured parts.

Payout limits

Look for limits per repair, over the whole term or based on the vehicle's value.

Deductible

Find out whether it applies per visit, repair or covered component.

Cancellation and transfer

Read the refund formula, fees, claim deductions and any conditions for transferring the plan to another owner.

Who handles claims

Identify the administrator and the company legally responsible for paying under the agreement. Chaiz is the marketplace, not the claims payer.

Your vehicle and use

Confirm the ending date and odometer limit, state eligibility and any restrictions on rideshare, commercial use or modifications.

Questions about plans

A few things to know before you choose.

What are the main types of auto warranty plans?

Most extended car warranty comparisons start with powertrain, named-component and exclusionary coverage. Powertrain focuses on listed major mechanical parts; named-component plans add specified systems; exclusionary plans cover more parts but still have exclusions and limits. The actual contract controls.

How much does an auto warranty plan cost?

The FTC says service contracts can cost several hundred to several thousand dollars. Your vehicle, mileage, state, coverage and deductible affect the price. Compare the full contract cost, including any financing, alongside the monthly payment.

Can I get a discount on Chaiz?

Chaiz advertises discounts for paying upfront rather than monthly. Check the live quote for the amount, eligibility and payment conditions. A discount is not guaranteed for every plan, and a lower price does not mean the coverage fits your car.

Do I need to give my phone number to see quotes?

Chaiz says you can view its online marketplace quotes without an email address or phone number. You will enter vehicle details there. Buying a plan requires additional information, and providers with a separate quote process may have different requirements.

Can I buy coverage after my factory warranty expires?

Many independent plans accept cars after factory coverage ends, subject to age, mileage, condition and state rules. Manufacturer-backed plans can have earlier purchase deadlines. Check your remaining factory coverage to avoid paying for unnecessary overlap.

Will a new plan cover a repair I already need?

Generally, no. Pre-existing problems are usually excluded, and waiting periods may apply. Have the current problem diagnosed first; compare a new plan only for eligible future breakdowns.

Does this page include every auto warranty plan?

This guide covers a broad researched range of independent providers, dealer programs and manufacturer-backed plans. It is not every contract ever sold: regional, legacy and seller-specific forms vary. Some public materials do not disclose every tier. The quote marketplace has its own inventory, so not every provider here is available there. Direct Chaiz purchases are not available in California.

Sources and scope

Our comparison uses provider coverage pages, published brochures and sample agreements reviewed September 14, 2026. Where a current component schedule or availability could not be confirmed, the entry says so. The directory does not rate claims performance or provide an individual quote. Logos identify their respective brands and do not imply endorsement.

The separate CR-V price example comes from a recorded Chaiz search captured September 16, 2026; it is not a current offer. The buying guidance and example were added September 18, 2026. That editorial update does not change the provider-review date.

Providers include sellers, administrators and manufacturer programs; these are different roles. A dealer may offer an administrator’s product under another name. Plan availability, price and coverage depend on the actual agreement, vehicle and state.

General service-contract guidance: Federal Trade Commission. Repair-cost data and assumptions: our methodology. We provide the comparison; Chaiz helps you explore its eligible options and choose an actual plan.

See what is available for your car

Compare plans with your actual price in front of you.

Enter your vehicle details on Chaiz, review eligible plans and check any current payment discounts before deciding.

See my prices on Chaiz

We may earn a commission if you buy through our links. How we are paid. Direct Chaiz purchases are not available in California.