Who it fits
Is Endurance a good fit for you?
Worth considering for
Owners of older or higher-mileage cars who want the provider to handle claims too.
Less suited to
Shoppers who need to see a published price before requesting a quote.
Plans and prices
What does Endurance cost?
Endurance does not publish one comparable monthly price on its current Chaiz profile. A vehicle-specific quote is required.
The details to check
How coverage and claims work
- Who handles claims and is responsible for payment
- In the 2025 Select Premier sample, Endurance Dealer Services is the administrator and obligor in most states. Florida uses Minnehoma Automobile Association as administrator and Old Republic Insurance Company as obligor. Other forms can name different parties.
- Which sample contract we could check
- The public sample is one Select Premier form, not a promise that every Endurance quote uses the same coverage, obligor, cancellation rule or state amendment.
- Vehicle eligibility
- Endurance says it generally considers vehicles up to 20 model years old and offers high-mileage options. Mileage eligibility varies by plan and vehicle, so the live quote and declarations page control.
- Claim process
- The sample requires a licensed shop to obtain authorization before repair. It allows the administrator to reimburse either the shop or the customer, and the customer can owe teardown when the failure is not covered. Endurance marketing describes direct payment after authorization.
- Waiting period
- The sample uses the time and mileage shown on the application. Chaiz currently summarizes the wait as 30 days and 1,000 miles. Both thresholds must be checked in the quoted form.
- Cancellation and transfer
- The sample provides a full refund during the first 30 days only when no claim has been filed. Later cancellation is generally prorated using the lesser of elapsed time or mileage, less paid claims and a $50 fee, subject to state amendments. The sample generally requires a transfer request within 30 days and a $50 fee, with state-specific changes possible.
Reasons to shortlist
What we like about Endurance
- It's easier to identify who will handle your claim when the provider also administers the plan.
- Older cars may qualify even when it's too late to buy a manufacturer-backed plan.
- Its coverage pages explain both broad exclusionary plans and plans limited to named parts.
Before paying
What to check before you buy
- Ask for the exact coverage form, obligor and state amendment attached to the quote.
- Confirm the waiting period, maintenance proof rules, teardown responsibility and whether replacement parts may be non-OEM, remanufactured or used.
- Read reviews for recurring issues to ask about. Without the number of active contracts, complaint totals don't tell you how often customers have a problem.
Review evidence
What do customer reviews tell us?
Chaiz displayed Google 4.1/5 from 20,759 reviews, Trustpilot 4.0/5 from 10,901 reviews and ConsumerAffairs 4.6/5 from 15,544 reviews on August 26, 2026.
These ratings reflect people who chose to leave a review. They don't tell us what share of all customers had a claim approved or denied. Look for recurring themes, then ask the provider how it handles those situations. Reviews can help you choose questions; the contract supplies the coverage terms.
Sources reviewed
Check the current documents
- Endurance provider profileChaiz
- Endurance coverage plansEndurance
- Endurance Select Premier sample contractEndurance
- Extended warranties and service contractsFederal Trade Commission
Marketplace facts are attributed to Chaiz and were checked on September 5, 2026. The current quote, sample agreement and state-specific form take priority.