Local repair costs
How Phoenix repair costs affect the comparison
At $148 per hour, Phoenix is $1 above the 50-metro median. That turns a full eight-hour workday into about $1,185 of labor before the shop adds parts.
The modeled dealer rate is $47 per hour above the independent rate. If the plan caps labor payments at the lower rate, you could owe the difference on an approved repair.
Phoenix's climate file counts around 173 days at 90°F or hotter. Use those conditions to choose repairs to compare. They do not predict a future claim.