Model-level reading
What changes the warranty calculation
The Toyota Camry file contains 11 model years and 2,513 submitted complaints. The middle year in this set has 162 reports, giving each annual count a model-specific reference point.
2018 has the largest complaint count in the current file at 755. That does not establish a defect rate because sales volume and vehicle age differ across years.
Engine replacement or major internal repair carries the highest midpoint parts estimate among the applicable repair categories at $7,000. I would check whether that system remains under factory coverage before pricing an extra contract.