Model-year reading
What the 2020 record can and cannot say
The 2020 record contains 317 submitted complaints, 262 above the median year in this model file. Report volume is not a failure probability because vehicle age and sales exposure differ.
Electrical System leads the displayed component tags with 101 reports, accounting for 31.9% of this year's submitted complaints. Use that signal to inspect coverage wording, not to predict the next repair.
Engine replacement or major internal repair has a midpoint parts estimate of $7,000, before local labor. A service contract only changes that exposure when the part and cause of failure both qualify.