What the local data says
Warranty break even in Washington
Seattle is the current source for our Washington profile. Its independent-shop midpoint of $167 per hour is $19 above the median across our 50 metros.
Dealers in the model sit at $220 per hour. Compared with the independent figure, the $53 hourly gap adds about $424 to eight labor hours.
Heat reaches 90°F on about 4 days across the sample. Freezing conditions appear on roughly 25 days, useful context that still falls well short of a failure forecast.
A fixed-price plan has more room to pay for itself when labor is expensive. That advantage disappears quickly when the agreement reimburses less than local shops charge.